PM Mudra Yojana — Kishor
Collateral-free working capital and term loans from ₹50,001 to ₹5 Lakh.
Overview & Objectives
PMMY Kishor tier caters to growing micro enterprises requiring machinery purchase or working capital funding between ₹50,001 and ₹5 Lakh without providing physical third-party collateral.
Financial Benefit Structure
Eligibility Criteria
Operational business units or viable new setups requiring capital above ₹50,000 up to ₹5 Lakh.
Required Documents Checklist
- Identity Proof & Address Proof of Promoters
- Udyam Registration Certificate
- Bank Account Statements (past 6–12 months)
- Last 1–2 years Financial Statements / ITR (if existing enterprise)
- Machinery / Quotation details for proposed asset purchase
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Udyam Registration (Official MSME Registration)
Free, paperless online registration for Micro, Small & Medium Enterprises with permanent URN & certificate.
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