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Central SchemeLoan: Up to ₹100 Lakh
Last Verified: 22 Aug 2026

Stand-Up India Scheme

Bank loans ₹10 Lakh to ₹1 Crore for greenfield enterprises by Women and SC/ST entrepreneurs.

Authority:Department of Financial Services (DFS), Ministry of Finance

Overview & Objectives

Facilitates bank loans between ₹10 Lakh and ₹1 Crore to at least one SC or ST borrower and at least one woman borrower per bank branch for setting up a greenfield manufacturing, service, agri-allied, or trading enterprise.

Financial Benefit Structure

₹10 Lakh – ₹100 Lakh
Composite loan (term loan + working capital). Lowest applicable interest rate for the category.

Eligibility Criteria

SC/ST and/or Woman entrepreneurs above 18 years. In non-individual enterprises, 51% shareholding must be held by SC/ST or woman.

Eligible Sectors:
ManufacturingServicesTrading

Required Documents Checklist

  • Identity & Address Proof of Promoters
  • SC/ST Certificate (if applicable)
  • Detailed Project Report (DPR) with financial projections
  • Proof of Greenfield enterprise location / lease agreement
  • Promoter contribution proof (minimum 15%)

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