Interactive Tool
MSME Business Loan EMI Calculator
Estimate your monthly loan repayments, total interest burden, and full amortization schedule across Mudra loans, CGTMSE credit facilities, and term loans.
₹10,00,000
₹50K (Shishu)₹20L (Tarun+)₹5 Cr (CGTMSE)
10.5%
5% (Vishwakarma)9%–12% (PSU/Banks)15%+ (NBFCs)
5 Years (60 Mos)
1 Year5 Years (Standard)10 Years (Max)
Scheme Benchmarks:
Estimated Monthly EMI
₹21,494/ mo
Principal Amount:₹10,00,000
Total Interest:₹2,89,634
Total Repayment:₹12,89,634
Compare Lender Rates →
*Final rates determined by individual lending institutions.
Year-by-Year Repayment Schedule
| Year | Principal Paid | Interest Paid | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹1,60,505 | ₹97,421 | ₹2,57,926 | ₹8,39,495 |
| Year 2 | ₹1,78,194 | ₹79,733 | ₹2,57,927 | ₹6,61,301 |
| Year 3 | ₹1,97,831 | ₹60,096 | ₹2,57,927 | ₹4,63,470 |
| Year 4 | ₹2,19,633 | ₹38,294 | ₹2,57,927 | ₹2,43,837 |
| Year 5 | ₹2,43,837 | ₹14,090 | ₹2,57,927 | ₹0 |